It appears you're playing up the buzzwords of "decentralization" while actually being the antithesis of what the very word stands for.
You have a clear hierarchy, your payments are not immutable, and your plans to have a public offering only further cements how laughable this blog post is.
I run a large mining operation, and my operation itself is quite blatantly centralized.
As a company, assume your audience has a higher degree of knowledge and don't treat us like idiots.
Coinbase provides a much needed bridge between legacy equity markets and Crypto, but it is imperative as a brand that you live in your truth.